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What is Bank & its Balance?

A bank is a financial institution that provides a variety of financial services to individuals, How to Check Bank Balance with Account Number online businesses, and organizations. These services typically include accepting deposits, granting loans, facilitating transactions, issuing credit cards, and offering investment and wealth management services.

When we refer to the “balance” of a bank, we are usually talking about the amount of money that a customer or account holder has in their bank account. It represents the total funds available to them at a specific point in time. How to Check Bank Balance with Account Number online The balance can be positive if the account has more funds than the liabilities or negative if the liabilities exceed the funds available.

Bank balances can fluctuate as customers make deposits, How to Check Bank Balance with Account Number online withdraw funds, write checks, make electronic transfers, or engage in other financial activities. Banks provide account holders with statements or online access to track their account balances and transactions, allowing them to manage their finances and make informed decisions.

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How to Check Bank Balance with Account Number online –

Checking your bank balance online is a convenient and secure way to stay updated on the status of your financial accounts. How to Check Bank Balance with Account Number online It allows you to access real-time information about the funds available in your bank account without having to visit a physical branch or wait for paper statements. Online banking has become increasingly popular due to its ease of use and accessibility, offering customers the ability to manage their finances at any time from anywhere with an internet connection.

How to Check Bank Balance with Account Number online To check your bank balance online, you typically need to have an active online banking account with the financial institution where you hold your account. This requires registering for online banking by providing your personal and account information, and creating login credentials such as a username and password.

Once you have set up your online banking account, you can log in securely using your credentials through the bank’s official website or a dedicated mobile banking app. How to Check Bank Balance with Account Number online Upon successful login, you will usually be presented with an account summary or dashboard that displays relevant details, including your account balances.

Many online banking platforms offer additional features and services beyond balance inquiries. These may include the ability to view transaction history, transfer funds between accounts, pay bills, set up automatic payments, apply for loans or credit cards, and communicate with customer support.

To ensure the security of your online banking activities, it’s important to follow recommended security practices. How to Check Bank Balance with Account Number online This includes using strong and unique passwords, enabling two-factor authentication if available, and being cautious of phishing attempts or suspicious emails that may try to deceive you into revealing sensitive information.

Remember, How to Check Bank Balance with Account Number online while online banking provides convenience, it’s always a good idea to regularly review your account activity, monitor for any unauthorized transactions, and promptly report any suspicious or fraudulent activity to your bank.

Overall, online banking and checking your bank balance online offer a convenient, efficient, and secure way to manage your finances from the comfort of your home or while on the go.

Things Which is Always Necessary for Checking bank Account Balance –

Before Going into the Details here are some of the things required for checking your balance.

1. Registered Bank Account
2. Registered Mobile Number
3. Net Banking Account for People wanting to Check their balance on the Bank Website

Eight Easy Steps For Checking Account Balance

1.Login Online(Net Banking) –

I don’t have the capability to log in to specific websites or access personal online banking accounts. How to Check Bank Balance with Account Number online My primary function is to provide information and answer questions to the best of my knowledge and abilities.

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To log in to your online banking account, you should follow these general steps:

1. Visit your bank’s official website.
2. Look for the “Login” or “Sign In” option on the homepage. How to Check Bank Balance with Account Number online It is usually located prominently and may be labeled as “Online Banking” or “Net Banking.”
3. Click on the “Login” or “Sign In” option.
4. You will be directed to a login page where you need to enter your credentials. This typically includes entering your username or customer ID and your password. Some banks may also require additional authentication methods such as one-time passwords (OTPs) or security questions.
5. Once you have entered your login information, click on the “Login” or “Sign In” button to proceed.
6. If the provided credentials are correct and accepted, you will be granted access to your online banking account.
7. Once logged in, How to Check Bank Balance with Account Number online you can navigate through the various sections of your online banking account to check your bank balance, view transactions, make transfers, pay bills, and access other available features.

It’s important to note that the exact steps and interface may vary depending on your bank and its online banking platform. If you encounter any issues or need specific instructions, it’s best to refer to your bank’s website or contact their customer support for guidance.

Remember to ensure that you are accessing your online banking account through the official website of your bank to avoid phishing or fraudulent attempts.

2. Text Messeages For Balance Checking –

To check your account balance online, you typically need to log in to your online banking or mobile banking app. Here are a few text messages you can use to inquire about your account balance:

1. “BAL” or “BALANCE” – Send this message to your bank’s designated SMS number to receive your account balance. Make sure you have registered your mobile number with your bank for this service.
2. “CHECK BALANCE” – How to Check Bank Balance with Account Number online Some banks may require specific keywords. Check your bank’s website or contact their customer service to How to Check Bank Balance with Account Number online find out the exact command to check your account balance via text message.
3. “BALANCE [Account Number]” – If you have multiple How to Check Bank Balance with Account Number online accounts with the bank, specify the account number you want to check by replacing [Account Number] with the actual account number. Send this message to your bank’s SMS number.

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Remember to use How to Check Bank Balance with Account Number online the registered mobile number linked to your bank account when sending these messages. Additionally, How to Check Bank Balance with Account Number online note that different banks may have different procedures or commands for checking account balances via text message. It’s always best to consult your bank’s website or reach out to their customer service for accurate and up-to-date instructions.

3.Use an ATM –

To use an ATM for online balance checking, you typically need a bank card or an ATM card issued by your bank. Follow these steps:

1. Locate an ATM: How to Check Bank Balance with Account Number online Find a nearby ATM that belongs to your bank or a network that accepts your card.
2. Insert your card: Insert your card into the ATM’s card slot. Make sure you insert it with the correct side facing up, as indicated on the machine.
3. Enter your PIN: How to Check Bank Balance with Account Number online The ATM will prompt you to enter your Personal Identification Number (PIN). Carefully enter your PIN using the keypad provided. Ensure that you shield the keypad with your hand to protect your PIN from being seen by others.
4. How to Check Bank Balance with Account Number online Select “Balance Inquiry” or similar option: Once you’ve entered your PIN, the ATM will display a list of available options. How to Check Bank Balance with Account Number online Look for an option such as “Balance Inquiry,” “Check Balance,” or “View Account Balance.” Different ATMs may have slightly different wording, but the objective is to access your account balance.
5. Choose your account: If you have multiple accounts linked to your card, the ATM will ask you to select the account you want to check the balance for. Use the keypad to choose the appropriate account.
6. View your balance: How to Check Bank Balance with Account Number online After selecting your account, the ATM will display your current account balance on the screen. Some ATMs may also provide a printed receipt showing your balance.
7. Complete the transaction: How to Check Bank Balance with Account Number online If you want to perform additional actions, such as withdrawing cash or making a deposit, follow the on-screen instructions. Otherwise, press the appropriate button to end the transaction.

Remember to remove your card from the ATM once the transaction is complete, How to Check Bank Balance with Account Number online and keep your receipt if you receive one. Always be cautious and ensure your surroundings are safe while using an ATM.

4. Call The Bank –

– How to Check Bank Balance with Account Number online To inquire about your bank account balance, you can contact your bank’s customer service department. Here’s a general guide on how to call the bank for balance information:

1. Find the bank’s customer service number: Locate the contact information for your bank’s customer service. This can usually be found on the bank’s website, How to Check Bank Balance with Account Number online the back of your debit/credit card, or on your account statements.
2. Dial the customer service number: Use your phone to dial the customer service number of your bank. Make sure you have a good phone connection and are in a quiet environment to facilitate communication.
3. Follow the prompts: Listen to the automated menu or prompts provided by the bank’s customer service system. How to Check Bank Balance with Account Number online They might ask you to select a language or enter your account number. Follow the instructions given to reach the appropriate menu for account balance inquiries.
4. Speak to a customer service representative: How to Check Bank Balance with Account Number online Depending on the bank’s system, you may have the option to speak directly to a customer service representative or use an automated system. If there is an option to connect with a representative, choose that.
5. Verify your identity: The customer service representative will likely ask you to verify your identity for security purposes. Be prepared to provide personal information such as your full name, date of birth, and account number.
6. Request your balance: Once your identity is confirmed, ask the customer service representative for your account balance. They will provide you with the most up-to-date information regarding the balance in your bank account.
7. Note down the information: How to Check Bank Balance with Account Number online Take note of the account balance provided by the representative. If you have any further questions or concerns, you can address them during the call.

Remember, this is a general guide, and the specific steps may vary depending on your bank and its customer service procedures.

5. Setting up Alerts –

Certainly! Here are some additional details regarding the setup of alerts in bank accounts:

1. Alert Types: Different banks may offer a variety of alert types to choose from. Some common alert options include:
   • Balance Alerts: How to Check Bank Balance with Account Number online Notifies you when your account balance goes below or above a specified threshold.
   • Transaction Alerts: How to Check Bank Balance with Account Number online Informs you of specific transactions, such as large withdrawals or deposits, online purchases, or international transactions.
   • Bill Payment Reminders: How to Check Bank Balance with Account Number online Sends alerts to remind you of upcoming bill payments or due dates.
   • Account Activity Alerts: Provides notifications for any changes to your account, such as profile updates, password changes, or new payees added.
   • Security Alerts: How to Check Bank Balance with Account Number online Alerts you about potential fraudulent activity, suspicious logins, or unauthorized access attempts.
2. Online Banking or Mobile App: How to Check Bank Balance with Account Number online Most banks offer the option to set up alerts through their online banking portal or mobile app. Access your account using your credentials, navigate to the settings or preferences section, and look for the option to manage alerts.
3. Customization: How to Check Bank Balance with Account Number online When setting up alerts, you can often customize them based on your preferences. You may have options to choose the specific types of transactions or transaction amounts that trigger alerts. How to Check Bank Balance with Account Number online Some banks allow you to set different alert thresholds for different types of transactions.
4. Delivery Methods: Banks typically offer multiple delivery methods for alerts. These can include:
   • Email: Alerts are sent to your registered email address.
   • SMS/Text Messages: How to Check Bank Balance with Account Number online Notifications are sent as text messages to your mobile phone.
   • Push Notifications: Alerts are delivered through the bank’s mobile app as pop-up notifications.
   • In-App Notifications: Alerts are displayed within the bank’s mobile app when you log in.
   • Secure Messages: How to Check Bank Balance with Account Number online Some banks may provide alerts through secure messages within their online banking platform.
5. Frequency: How to Check Bank Balance with Account Number online Depending on the alert type, you may have options to choose the frequency of notifications. For example, you can opt for real-time alerts for transactions, daily balance summaries, or weekly activity summaries.
6. Activation and Confirmation: After selecting your alert preferences, you may need to activate the alerts or confirm your choices. This process can vary, but it often involves reviewing and accepting the terms and conditions associated with the alert service.
7. Managing Alerts: Once alerts are set up, you can usually manage them through the online banking platform or mobile app. You can add, modify, or delete alerts based on your changing needs.

Remember to regularly review your alert settings to ensure they align with your financial goals and preferences. Additionally, How to Check Bank Balance with Account Number online stay updated with your bank’s policies and any changes to their alert services, as they may introduce new features or modify existing ones over time.

6. Talking to a Service taller –

If you nothing is working for you, you can call up the bank speak up to a person if your bank has a brick & mortar bank with local branches. it is different from the fourth option mentioned above as by talking to a teller you actually talk to a person as compared to automated calls.

Each & every bank has a Specific number which can you call up & talk to the teller. How to Check Bank Balance with Account Number online But unfortunately it is getting difficult to have access to a tellers. As most of the banks have shifted to online process they are less likely, to hire tellers. plus they will charge you extra fees or calling up a teller. But tellers do tell the bank balance in an exchange for some information.

7. UPI & other banks apps –

To check your bank balance using UPI (Unified Payments Interface) or other bank apps, follow these general steps:

1. Download the UPI or specific bank’s mobile app from your app store (e.g., Google Play Store for Android or App Store for iOS).
2. Install and open the app on your smartphone.
3. Sign in to the app using your mobile number or any other required credentials.
4. Once you’re logged in, look for the option to check your bank balance. It is typically located on the app’s home screen or in the menu/navigation section.
5. Tap on the “Check Balance” or similar option.
6. Select the bank account for which you want to check the balance if you have multiple accounts linked.
7. The app will display your account balance on the screen.

How to Check Bank Balance with Account Number online Please note that the specific steps and options may vary depending on the bank and the app you are using. How to Check Bank Balance with Account Number online It’s always a good idea to refer to the app’s user guide or contact customer support if you need further assistance.

8. Missed Call –

To check your bank balance through a missed call, please note that the availability and procedure may vary depending on the country and the specific bank you are using. However, How to Check Bank Balance with Account Number online I can provide you with a general approach that is commonly used in some countries:

1. Ensure that the mobile number registered with your bank is the same one you are using to make the missed call.
2. Find out the designated phone number for missed call banking provided by your bank. How to Check Bank Balance with Account Number online This information can usually be obtained from the bank’s official website, mobile banking app, or by contacting their customer support.
3. Dial the designated missed call number from your registered mobile number. Make sure that you allow enough time for the call to connect and disconnect automatically, as this is how the system recognizes the missed call.
4. After making the missed call, you should receive an automated SMS (text message) from your bank containing your account balance information. The format and content of the SMS may vary, but it typically includes your available balance or a mini statement with recent transactions.

Remember, it’s crucial to consult your bank’s official resources or customer support for the most accurate and up-to-date information on their missed call banking service, as it may have specific requirements or limitations.

Please note that using a missed call service for banking purposes may involve certain risks. How to Check Bank Balance with Account Number online Ensure that you are aware of the security measures provided by your bank and follow best practices to protect your personal and financial information.

Check Bank Balance with Account Number online –

1.How can I check my balance in SBI bank account online?

Suppose I have a bank account like State bank of India (SBI), & i want to Check my bank Balance thorough online Process what shall i do here,

To check your balance in your SBI (State Bank of India) bank account online, you can follow these steps:

1. Visit the official website of State Bank of India: https://www.onlinesbi.com/
2. On the homepage, click on “Personal Banking” or “Login” to access the login page.
3. Enter your username and password in the respective fields. If you haven’t registered for online banking, you will need to do so first.
4. Once logged in, you will be directed to your account dashboard. Look for the “Account Summary” or “Accounts” section.
5. In the account summary, you will be able to see the balances of all your linked accounts, including your savings account, current account, fixed deposits, and more.
6. Click on the relevant account to view more details about it, including the available balance, transaction history, and other account-related information.
7. Alternatively, you can use the search or navigation menu to find the specific option for checking your balance. It may be labeled as “Check Balance,” “Account Balance,” or similar.
8. Some banks also offer mobile banking apps that allow you to check your account balance on your smartphone. If you prefer using the mobile app, you can download and install the SBI Anywhere Personal app from your device’s app store, and follow the instructions to log in and check your balance.

Remember to log out of your online banking session once you have finished accessing your account to ensure the security of your personal information.

2.Which mobile banking app of State Bank of India to know bank account balance?

To check your State Bank of India (SBI) account balance on your mobile device, you can use the SBI Anywhere Personal app. Here’s how you can proceed:

1. Open the app store on your mobile device (Google Play Store for Android or App Store for iOS).
2. Search for “SBI Anywhere Personal” in the app store search bar.
3. Look for the official SBI Anywhere Personal app developed by State Bank of India and select it.
4. Click on the “Install” or “Get” button to download and install the app on your device.
5. Once the installation is complete, open the SBI Anywhere Personal app.
6. Log in to the app using your SBI internet banking credentials. If you haven’t registered for internet banking, you will need to do so before using the app.
7. After logging in, you will see the main dashboard of the app, which provides an overview of your accounts and various banking services.
8. To check your account balance, navigate to the “Accounts” or “Balance Enquiry” section within the app. The exact location of this option may vary depending on the app version.
9. Select the specific account for which you want to check the balance (savings account, current account, etc.).
10. The app will display the available balance in your selected account, along with other relevant account details.

Please note that the steps provided here are based on the general functionality of the SBI Anywhere Personal app. The app’s interface and features may evolve over time, so it’s recommended to refer to the app’s user guide or contact SBI customer support if you encounter any difficulties or need further assistance.

3.How to check my Account balance in in Punjab National Bank?

To check your account balance online in Punjab National Bank (PNB), you can follow these steps:

1. Visit the official website of Punjab National Bank. (https://www.pnbindia.in)
2. On the homepage, look for the “Internet Banking” section. Click on it.
3. You will be redirected to the PNB Internet Banking portal.
4. If you have already registered for internet banking, How to Check Bank Balance with Account Number online enter your user ID and password in the respective fields. If you haven’t registered yet, you may need to sign up for internet banking first. Follow the registration process provided on the portal.
5. After logging in, you will be taken to your internet banking dashboard.
6. Look for the “Accounts” or “Account Summary” section on the dashboard. Click on it.
7. You will see a list of your accounts with PNB. Select the account for which you want to check the balance.
8. Once you select the account, How to Check Bank Balance with Account Number online you will be able to view your account balance on the screen.
9. Additionally, you may have the option to download or print your account statement, which will show your recent transactions and account balance.
10. Toll free number of Punjab National Bank – 1800 180 2222.

How to Check Bank Balance with Account Number online Please note that the exact steps and options may vary slightly depending on the specific layout and features of PNB’s internet banking portal. If you encounter any difficulties, it’s recommended to contact Punjab National Bank’s customer service or visit your nearest branch for assistance.

4 HDFC Bank Account Check in Online –

To check your HDFC Bank account online, you can follow these steps:

1. Visit the HDFC Bank website: Open your web browser and go to the official website of HDFC Bank, which is www.hdfcbank.com.
2. Log in to your account: On the HDFC Bank homepage, you will find the “NetBanking” option. Click on it to access the login page. Enter your User ID and Password in the respective fields and click on the “Login” button.
3. Authenticate your login: How to Check Bank Balance with Account Number online Depending on the security features enabled for your account, you may need to authenticate your login. This can be done through methods such as OTP (One-Time Password) sent to your registered mobile number or through a secure access code provided by a physical device or mobile app.
4. Access your account details: Once you have successfully logged in, you will be directed to your HDFC Bank account dashboard. Here, you can view your account balance, recent transactions, account statements, and other account-related information.
5. Explore banking services: HDFC Bank’s online banking platform provides various services. You can navigate through the menu options to perform tasks such as fund transfers, bill payments, credit card management, opening fixed deposits, applying for loans, and more.
6. Ensure secure logout: After you have finished accessing your account, make sure to log out from your HDFC Bank net banking session by clicking on the “Logout” button. This helps protect your account from unauthorized access.
7. SMS Facilities about to know the bank balance of HDFC Account – To know their bank balance through SMS, HDFC Bank customers can follow these steps:

1. Ensure that your mobile number is registered with HDFC Bank. If not, visit your nearest HDFC Bank branch and update your mobile number.
2. Compose a new SMS from your registered mobile number.
3. In the message body, type BAL and send it to the HDFC Bank’s designated SMS banking number –5676712. The specific number may vary depending on your location, so it’s best to refer to the official HDFC Bank website or contact their customer support for the correct number.
4. Shortly after sending the SMS, you will receive a message from HDFC Bank containing your account balance details.

Note: Standard SMS charges may apply for sending the message. Ensure that you have sufficient balance or an SMS pack from your mobile service provider.

It’s important to remember that the above instructions are based on general knowledge, and there may be changes or updates to HDFC Bank’s SMS banking services. It’s always recommended to check with HDFC Bank’s official website or contact their customer support for the most accurate and up-to-date information regarding checking your bank balance via SMS.

If you encounter any difficulties during the login process or have specific inquiries about your HDFC Bank account, it is recommended to contact HDFC Bank’s customer support for assistance.

5.How can I check my account balance through missed call in Axis Bank?

To check your account balance in Axis Bank using a missed call, you can follow these steps:

1. Ensure that your mobile number is registered with your Axis Bank account. If it’s not registered, you will need to visit your nearest Axis Bank branch to update your mobile number.
2. Once your mobile number is registered, make sure that you are calling from the same mobile number that is linked to your Axis Bank account.
3. Dial the following number from your registered mobile number: 18004195959
4. Allow the call to ring and disconnect automatically after a few seconds. Make sure you do not answer the call.
5. Shortly after disconnecting, you will receive an SMS containing your account balance information on your registered mobile number.

Please note that the above method may vary based on the specific services and features offered by Axis Bank. It’s always recommended to refer to the official Axis Bank website or contact their customer support for the most accurate and up-to-date information on checking your account balance.

6. Check my Bank Balance in Online of Bank of India –

To check your bank balance online with the Bank of India, you can follow these general steps:

1. Visit the official website of the Bank of India (https://www.bankofindia.co.in/) using a web browser.
2. Look for the “Internet Banking” or “Online Banking” section on their website.
3. If you haven’t registered for internet banking, you may need to enroll for the service by following the registration process provided on their website. This typically involves filling out an application form and submitting it to your branch.
4. Once registered, you can log in to your internet banking account using your username and password. Some banks may also require additional authentication methods, such as OTP (One-Time Password) sent to your registered mobile number.
5. After logging in, navigate to the account summary or account balance section to view your bank balance.
6. Bakn of India Customers can Send an SMS BAL(Account Number) to 9810558585.

If you encounter any difficulties during the process or have specific questions about your Bank of India account, it’s recommended to contact the bank’s customer service helpline or visit a local branch for assistance. They will be able to guide you through the online banking process and provide you with the most accurate and personalized information regarding your bank balance.

How a User can register their mobile number with a bank account?

To register your mobile number with a bank account, you typically have a few options available. Here’s a general guide on how you can go about it:

1. Visit the Bank Branch: Go to the nearest branch of your bank with your identification documents, such as your ID card, passport, or driver’s license. Approach the customer service desk or a bank representative, and inform them that you want to register your mobile number with your bank account. They will guide you through the process and provide you with the necessary forms.
2. Fill out the Application Form: Complete the application form provided by the bank. This form usually includes sections for personal information, account details, and the mobile number registration. Make sure to fill in all the required fields accurately.
3. Submit the Form and Identification Documents: Hand over the completed form along with the necessary identification documents to the bank representative. They may verify your identity by comparing the information on the form with your ID documents.
4. Provide a Valid Mobile Number: Clearly provide your mobile number on the form. Double-check the number for accuracy, as any mistakes may lead to issues with receiving notifications and alerts from the bank.
5. Sign the Form: Sign the application form as required. Your signature confirms that the provided information is accurate and authorizes the bank to link your mobile number with your account.
6. Update Account Information: Once your mobile number is registered, the bank will update its records to associate your phone number with your bank account. This enables them to send important notifications, transaction alerts, and other relevant information to your registered mobile number.
7. Confirmation: The bank may provide you with a confirmation receipt or acknowledgment stating that your mobile number registration has been successful. Keep this document for your reference.

It’s important to note that the exact process may vary slightly depending on the bank’s policies and procedures. Some banks may also offer alternative methods such as online or phone registration. If you prefer these options, you can inquire about them at your bank’s customer service or check their website for more information.